April 2024 Product Update

The most attentive among you will have noticed that I didn’t send out a newsletter in February and March. These past few months have been particularly busy. The team has been working behind the scenes on upcoming features that many of you have been eagerly awaiting. Want to join the adventure? We’re actively hiring passionate and talented people - you can find all our job openings here.

Here’s what you need to know from March and April at Finary.

🔄 A Deeply Revamped Real Estate Valuation

Valuing a property is more of an art than a science. After numerous conversations with real estate investor users and our partner PriceHubble, we decided to completely revamp our valuation process.

The first major update is the inclusion of the Energy Performance Certificate (”DPE” in France). Mandatory and crucial during a property sale, it will now directly influence our valuation. Another key addition is the exact year of construction of the property, replacing the previous year ranges. Other criteria, such as the total surface area including the building, have also been added. We also took this opportunity to clarify the section concerning your property’s quality and finishes.

This new information allows PriceHubble to provide an estimate that reflects actual market prices. Tests conducted with many community members confirm this. If you’ve already added your property, feel free to edit it via the app or web to refine your valuation by filling in these new fields.

✊ Take Control of Your Finances with the Finary Method

I’ve been investing for 15 years. These years of learning have allowed me to create a robust and powerful method for putting money to work. I distilled it into the 350 videos published on our YouTube channel and in my first book “Invest to be free”. This Finary Method is now available directly in the app.

We designed the Finary Method* as a guide to support you at every stage of your wealth-building journey. It’s based on your data and thus tailored to each investor. The method will help you:

• Define an ambitious savings rate and track your investments monthly
• Identify the type of investor you are
• Set up a safety net suited to your situation

A feature designed to help you know what to do, when, and why. And this is just the beginning: our teams are already working on more updates covering other parts of the famous wealth-building pyramid. Head over to the Analysis tab in our mobile app to try out the Finary Method.

🔥 A Series of Improvements

• Finary Life Fees: Finary Life’s management fees are evolving to better reward our subscribers. As a Finary Plus or Pro subscriber, you now benefit from reduced all-in fees of 0.99%, compared to 1.29% for free users. This advantage, giving you access to some of the lowest fees on the market for managed portfolios, adds to your many exclusive benefits for investing more effectively.
• Assigning an Account to a Member: You can now choose which member (individual or company) a bank account is assigned to directly when adding it. By default, it will be assigned to the last member whose portfolio you viewed.
• Fee Clarification: Understanding your fees is essential in order to reduce them as much as possible. We now display the details of each fee in % and € as well as the total per contract. We also take into account the fees from dozens of euro funds.
  
• Bug Fixes: We’ve resolved display issues in sharing mode and on graphs, enhanced the stability of synchronizations, improved the handling of deleted accounts, eliminated duplicate assets, and streamlined keyboard shortcuts on the web for a smoother and more reliable experience.

Finally, don't forget to unlock the full power of Finary with Finary Plus.

No more time lost every week on spreadsheets. No more complex calculations and headaches to understand the hidden fees behind your investments. Get everything Finary has to offer for a flat fee.