How to use the wealth simulator?
The wealth simulator is very simple to use. First, you need to enter your current assets and their allocation between stock market assets and other types of assets. Other assets include everything other than stock market assets (property, crypto, passbooks, etc.). You then enter the amount you are saving each year, the breakdown between the two asset types, the number of years you will be saving, the expected rates of return and the tax rate for each asset class. Finally, you enter the capital withdrawal rate and theinflation rate. A withdrawal rate of 4% is often preferred, as recommended in the fire movement.
If you don't know where to start when it comes to determining how much you're willing to invest, you can try our budget calculator.