Put your crypto investing on autopilot
"Is now a good time to buy crypto?". We've all asked ourselves this question. Today, we unveil our answer. The Finary savings plan, or the best way to invest in crypto without wondering about timing.
💸 Internet money
Crypto was born in 2009 on forums. Initially reserved for a small circle of technophile enthusiasts, it has gradually been democratised to become a household name. The possibility of a decentralised, transparent financial system is a powerful promise that resonates at a time when banks are constantly embroiled in scandals. By now, everyone has heard of Bitcoin or Ethereum.
Young technology means volatility. It's not unusual for the market to lose 15% in a single day. Investing in crypto requires nerves of steel. Yet most exchanges encourage speculation, and for good reason: they take a commission on every order. The more speculation, the more they earn. And generally, the investor loses out.
Yet the facts are irrefutable: over the long term, quality cryptos are an excellent investment.
Once considered a niche, cryptos are now included in the portfolios of the biggest asset managers. Even better, financial giants like Blackrock and Fidelity are fighting to be the first to launch a Bitcoin and Ethereum ETFs in the US. The democratisation of crypto is underway, and there's no stopping it.
🚀 Switching to autopilot
How do you profit from rising cryptos in a highly volatile environment? How do you know if it's the right time to invest? Let's bust one myth: it's not possible to predict the future.
This is where the Finary investment plan comes in. It is based on a concept that can be summed up in three letters: DCA. "Dollar Cost Averaging" involves investing a fixed amount in a basket of assets at a predefined frequency.
We offer 14 cryptos, including Bitcoin, Ethereum, Solana, Cardano, Polygon, Ripple and Chainlink. All the big names are available, and we filtered out so-called meme coins. The investment plan allows you to build up a diversified and comprehensive allocation.
If you are short of inspiration, we have prepared thematic collections:
- The Two Kings: with Bitcoin and Ethereum, it's the easiest way to get started in crypto
- Captain Defi: invest in cryptos in the decentralised finance revolution
- Green Planet: a selection of energy-efficient blockchain for environmentally friendly investing
- Infrastructure Power: reap the benefits from the protocols that power the blockchain
The powerful Finary investment plan lets you put your investments on autopilot. The icing on the cake is that it automatically integrates into your asset monitoring alongside your other investments.
The savings plan has many advantages:
- Optimizing performance: if the market falls sharply after the first investment, the DCA investor will benefit from this fall as from his second investment. They would not have been able to benefit if they had invested all at once.
- Tame your emotions: DCA's disciplined approach means you can ignore the constant 'noise' that surrounds the financial markets. FOMO is a thing of the past: everything is already planned in advance. What's more, it allows you to buy when the market is falling (so you can make the big deals). Because, yes, capital gains are often realized at the time of purchase.
- Automate: we all have busy lives, and having to manage our investments adds an extra burden. Automating your investment plan means you have one less thing to worry about!
Here is the theoretical performance that a Finary user would have achieved with an investment plan between June 2022 and September 2023. We assume that he invested €500 every month, 50% in Bitcoin and 50% in Ethereum.
This strategy beats buying in one go! It also allows you to take advantage of sharp falls in the market and buy when prices are most attractive.
🔒 Security and low costs
Security is at the heart of Finary's investment plan. As a PSAN (digital asset service provider) registered under number E2022-057, we are registered with the French Financial Regulator (AMF), a token of quality and reliability.
One of our pet peeves at Finary is fees. Our investment plan is simply unbeatable in this respect. Deposits and withdrawals are free and instantaneous, ideal for getting into action quickly. Each user obtains a French IBAN to deposit their funds into their own bank account. Your funds are safe.
Setting up an investment plan is free, and buying/selling costs 0.99% per transaction for Finary Plus members. If you are a Finary Lite member, you will pay 1.29%, and 1.49% as a free member. We also offer the ability to instantly buy and sell crypto, for the same fees.
The price at which the transaction is made is that of our trading partner, Bitstamp. Highly competitive, it does not include any "spreads", a trick that many competitors enjoy.
If you want to store your cryptos at Finary, that's also free and will be done at Bitstamp. The most regulated platform in Europe, the funds deposited are insured by BitGo and large insurance companies like Lloyds of London.
You can also withdraw them to your own Wallets. Here again, we're breaking new ground, since our fees are more or less the same as those charged by the blockchain at the time of your withdrawal, plus a small margin that compensates volatility. You will know exactly how much a withdrawal will cost you, in euros.
🌙 To the moon (and beyond)
Since the launch, thousands of Finary users have invested millions in our investment plan. Their (enthusiastic) feedback speaks for itself!
Our users invest an average of €310 per month and allocate 15% of their monthly investments to cryptos. Bitcoin and Ethereum account for 70% of the amounts invested, followed by Solana, Polygon and Ripple. The most popular investment frequency is monthly (49%), then weekly (45%) and finally daily at 6%.
We're not stopping there. In the coming months, we'll be making it possible to generate returns with your cryptos directly from the Finary app. We'll also be offering more tokens as well as a report to make your tax return easier.
What's more, we're already thinking about extending the investment plan to other assets such as equities, ETFs and yield-bearing accounts. See you soon to find out more!
Download the latest version of the Finary App to start investing!
