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Blog
Personal finance

Personal finance

Want to manage your budget as a couple, as a family or on your own, or prepare for retirement? You are in the right place. Join us for practical advice and useful guides to protect your savings rate and spend more wisely.
Managing your budgetPlanning for retirement
3D beige illustration of a clay lever with a small coin lifting a large sphere, symbolising leverage.
Finance personnelle

Borrowing to invest: how leverage builds wealth

Written by
Candice Lemoigne
3D beige illustration of an open ledger with a pen and a few coins, symbolising budget tracking and saving.
Finance personnelle

5 mistakes that are stopping you from saving

Written by
Candice Lemoigne
A beige clay target with a dart in the centre, set on a stand next to a coin
Finance personnelle

Using Your Money to Be Happier

Written by
Candice Lemoigne
Which bank offers the best Lombard loan in France
Finance personnelle

Which banks offer a Lombard loan in France?

Written by
Florian Corteel
Lombard loan pros and cons
Finance personnelle

Lombard loan: pros and cons in France

Written by
Florian Corteel
Eligible collateral assets for a Lombard loan in France
Finance personnelle

Lombard Loan in France: Which Assets Are Eligible as Collateral?

Written by
Florian Corteel
Minimalist beige 3D illustration of a pay envelope pouring coins into jars, symbolising how to manage a salary.
Finance personnelle

How to manage your salary in France: the complete guide

Written by
Louis Sellier
Minimalist beige 3D illustration of a calculator, a savings jar and coins, symbolising budget management.
Finance personnelle

How to Manage Your Budget in France: A Step-by-Step Guide

Written by
Louis Sellier
Minimalist beige 3D illustration of several account cards converging on a central dashboard, representing an account aggregator.
Finance personnelle

Account aggregator: which one should you choose?

Written by
Mounir Laggoune
Minimalist beige 3D illustration of a smartphone showing budget bars, savings jars and a trophy, symbolising the best budgeting apps.
Finance personnelle

The 10 best budgeting apps in 2026

Written by
Mounir Laggoune
The 50/30/20 budget rule: 50% needs, 30% wants, 20% savings
Finance personnelle

50/30/20 budget: the rule for managing your money

Written by
Mounir Laggoune
Minimalist beige 3D illustration of a house and three abstract family figures with coins, symbolising the family budget.
Finance personnelle

Family budget in France: tips for managing it well

Written by
Mounir Laggoune
Minimalist beige 3D illustration of three stacks of coins of sharply decreasing height, symbolising the 75-15-10 budgeting rule.
Finance personnelle

75/15/10 rule: control your budget

Written by
Mounir Laggoune
Minimalist beige 3D illustration of a laptop displaying a spreadsheet grid, symbolising an Excel budget spreadsheet.
Finance personnelle

Excel Budget Spreadsheet: Advantages & Disadvantages

Written by
Mounir Laggoune
Finance personnelle

Finary / OpinionWay survey: 76% of French workers say they pay into a pension system in France they will never benefit from

Written by
The Finary Team
Illustration of the retirement pension for a €4,000 net salary in France
Finance personnelle

What pension for a €4,000 net salary in France?

Written by
Mounir Laggoune
Retirement pension on a net salary of 10,000 euros
Finance personnelle

What pension on a €10,000 net salary in France?

Written by
Mounir Laggoune
Pension on a 5,000 euros net salary in France
Finance personnelle

What pension for a €5,000 net salary in France?

Written by
Mounir Laggoune
Armchair and slippers symbolising retirement, with a plaque showing 1,300 euros, the net salary studied in this article.
Finance personnelle

What pension for a €1,300 net salary in France?

Written by
Mounir Laggoune
Illustration of the retirement pension calculation for a net salary of 1,600 euros a month
Finance personnelle

What pension for a €1,600 net salary in France?

Written by
Mounir Laggoune
Cream-toned armchair and slippers beside a SMIC nameplate, symbolising retirement on France's minimum wage
Finance personnelle

What pension do you get by earning the SMIC in France?

Written by
Mounir Laggoune
Illustration of a pension calculation for a €1,800 net salary in France
Finance personnelle

What pension for a €1,800 net salary in France?

Written by
Mounir Laggoune
Illustration for the pension on a €2,200 net salary in France
Finance personnelle

What pension for a €2,200 net salary in France?

Written by
Mounir Laggoune
Pension on a €2,400 net salary in France
Finance personnelle

What pension for a €2,400 net salary in France?

Written by
Mounir Laggoune
Illustration of the pension calculation for a €2,000 net salary, basic and top-up pension.
Finance personnelle

What pension for a €2,000 net salary in France?

Written by
Louis Sellier
Pension for an €8,000 net salary in France
Finance personnelle

What pension for an €8,000 net salary in France?

Written by
Adrien Grusse
Armchair and slippers with a sign reading 2,500 euros, illustrating the pension on a 2,500 euro net salary
Finance personnelle

What pension for a €2,500 net salary in France?

Written by
Mounir Laggoune
Pension on a €3,000 net salary in France
Finance personnelle

What pension for a €3,000 net salary in France?

Written by
Adrien Grusse
Pension for a €3,500 net salary in France
Finance personnelle

What pension for a €3,500 net salary in France?

Written by
Mounir Laggoune
Pension estimate for a 1,500 euro net salary in France
Finance personnelle

What pension for a €1,500 net salary in France?

Written by
Adrien Grusse
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